ArmInfo.Ameriabank maintains leadership in the banking system of Armenia in terms of the volume of mortgage loans with a market share of 21.3% at the end of 2023. This is noted in the bank's message.
In 2023, Ameriabank's mortgage portfolio increased by more than 47 billion drams or 25.3%, exceeding 233 billion drams. The message especially emphasized that more than 45% of mortgage loans for the purchase of apartments on the primary market through Ameriabank were provided online. Moreover, in December alone this figure was 51%.
The message states that Ameriabank's Estate.ameriabank.am platform makes available the entire process of purchasing an apartment in the primary market online, without the need to visit the bank. Currently, the platform features more than 90 buildings, with over 1,650 apartments and private houses.
More information is presented in the video below the link: https://ameria.me/48iQsGG
According to the Express Ranking of Armenian Banks as of December 31, 2023, prepared by ArmInfo Investment Company, Ameriabank's assets amount to $3.5 billion, with a y-o-y growth of 12.6%, the share of credit investments within them accounts for almost 70% or $2.4 billion. The total capital of the bank amounted to $483.7 million, with a y-o-y growth of 13.8%. Ameriabank completed 2023 with a net profit of $113.8 million. Ameriabank, maintaining the leadership of the total capital and the leading position in the credit portfolio, is in the top three in terms of other main balance sheet indicators. In the banking sector of Armenia, only Ameriabank has institutional investors in its capital represented by EBRD with a participation share of 17.71% and the Asian Development Bank with a share of 13.92%.
Ameriabank is a leading financial and technology company in Armenia, a major contributor to the Armenian economy, with assets exceeding AMD 1 trillion. In the course of digital transformation, it has launched a number of innovative solutions and platforms going beyond banking-only needs of its diverse customer base, thus creating a dynamically evolving financial technology space. Ameria was the first in Armenia to create ecosystems for both businesses and individuals, which give one-window access to a range of banking and non-banking services, among them - Estate.ameriabank.am, Automarket.ameriabank.am, Business.ameriabank.am. As a truly customer-centric company, Ameria aims to be a trusted and secure financial technology space with seamless solutions to improve the quality of life.