ArmInfo.AraratBank continues to expand access to competitive financing for SMEs by adopting international standards and advanced technologies, reinforcing its role in supporting sustainable economic growth in Armenia.
The International Day of Micro-, Small and Medium-Sized Enterprises, marked on June 27, provides another opportunity to reflect on the achievements of a sector that contributes significantly to economic development and the prosperity of businesses in Armenia.
Consistent with its strategic priorities, AraratBank continues to place strong emphasis on SME lending. In 2025, the Bank provided AMD 11.6 billion to the SME sector, including AMD 3.6 billion to female entrepreneurs (31% of total SME lending in 2025) and more than AMD 1.4 billion to young entrepreneurs.
As a result of the Bank’s focus on providing competitive financial products, the SME loan portfolio has grown. In 2025, it stood at AMD 27.5 billion, recording a 4.2% increase compared to the previous year.
“We strive to provide our clients with competitive and flexible loan products tailored to the needs of their businesses. We also place importance on a personalized approach, offering solutions aligned with each client’s individual needs and concerns, while maintaining ongoing feedback. As a result of these efforts, we have recorded growth in our SME loan portfolio, which reflects both our clients’ trust and the effectiveness of the solutions offered by the Bank. In this context, in November 2025, the Bank launched a new campaign aimed at providing customers with more accessible financial resources to support business development and expansion, as well as to facilitate the consolidation of existing loan obligations with other financial institutions,” says Aram Baghdasaryan, Head of SME Lending Division at AraratBank.
As a trusted partner of the SME sector, AraratBank will continue to expand its product range, creating new opportunities for growth and contribute to a more sustainable economy.
Orientalist: In 2026, Baku made special efforts to achieve greater diplomatic effect on the issue of victory over Artsakh
Expert: Official Yerevan should not base its calculations in relations with Ankara on the "crack" in the Turkish-Azerbaijani alliance
International expert: Trump is entering a "lame duck" period of rule
Political scientist: The failure of the mission to adopt a new Armenian Constitution could raise the question of Pashinyan`s resignation.
Opinion: Russia`s involvement in the Organization of Turkic States may increase its international weight, but will force a redistribution of political influence within it
Lavrov: Armenia will not be expelled from the CSTO
Drmeyan: The ECHR rejected Azerbaijan`s appeal in the case of Artsakh Defense Army Major Hayk Toroyan
"Strong Armenia": The brawl in parliament was staged to distract public attention from Pashinyan`s failed foreign policy
Zakharova commented on the scandalous epithets of the governor of Armenia`s Shirak region about "Ivanov"
Nikolai Bordyuzha proposed excluding Armenia from the CSTO.
The participation of Artsakh ensembles in an international festival in Vienna was cancelled following the intervention of several foreign embassies
Expert: It`s time for Armenia to move away from uncertainty and choose between West and East
The Armenian Foreign Minister commented on the country`s return to work within the CSTO.
The Artsakh Public Council expressed outrage at the UN Secretary-General`s behavior
Lukashenko called for Armenia to assume the CIS presidency in 2029
Dmitry Medvedev predicted a Ukrainian-like fate for Armenia amid the country`s shift in foreign policy
Russian Security Council: In Armenia, they want to force Russian asset owners to dispose of their assets
Zakharova: Russia ready to discuss with Armenia the prospects for expanding military cooperation as part of a review of bilateral ties
Tevanyan: Armenia, like Ukraine and Moldova, is being drawn into the EU’s global war
Yerevan City Hall is considering introducing a valet parking system in the city
