Andrei Areshev, the  Research Associate of the Center for the Study of Central Asia,  Caucasus and the Ural-Volga Region of the  Oriental Studies Institute under Russian Academy of Sciences in his  interview with ArmInfo discusses the latest progress in the negotiation process on Karabakh, Moscow's motivation to provide Yerevan with another defense loan; predicts the signing of a new Armenia-EU agreement; shares own  version of the catalysts of centrifugal processes in Europe and Asia.

ArmInfo. Converse Bank, which is leading in Armenian banking system for mortgage lending, has improved the terms of the loans provided under the Affordable Housing for Young Credit program. As ArmInfo was explained in the press service of the Bank, the maturity is extended to 20 years, and the annual interest rate is set at 8.5%. Moreover, the specified interest rate is applicable throughout the territory of Armenia.

ArmInfo.The Board of Directors of VTB at a meeting on October 16 evening decided to capitalize a subsidiary bank in Armenia worth about 1.2 billion rubles. This is  stated in the message of the Center for Disclosure of Legal  Information, RBC reports. According to the source, the authorized  capital of JSC VTB Bank (Armenia) will be increased by no more than  10 billion Armenian drams (about 1.2 billion rubles) by placing  additional ordinary registered shares.

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ArmInfo. New acquisitions  within the framework of the $ 100 million loan agreement with Russia  will protect the airspace of Armenia from various surprises. Such an  opinion ArmInfo was expressed by the Caucasus department of the  Institute of CIS countries, military expert Vladimir Evseev.  In  accordance with the credit agreement of the governments of Armenia  and Russia, a loan of $ 100 million is granted for 20 years, of which  5 years - under preferential 3% per annum. Armenia will co-finance a  loan in the amount of 10% of the total cost of the agreement.

ArmInfo.Being one of the leaders in the banking system with innovative business solutions and flexible offers, Ardshinbank is constantly trying to support and promote sustainable development of its business partners. Since 2006, the Bank has been a loyal financial supporter of AAB Construction, one of the largest construction companies in Armenia.

ArmInfo. Smartphone Beeline Smart 8 can now be purchased in installments. As explained to ArmInfo in the press service of Beeline, the cost of this smartphone 24  thousand drams and a loan for the purchase of it by installments provides Unibank.

ArmInfo.The team of Ameriabank reached the final of the 8th international contest "Virtual Banking" on asset management and liabilities, organized by SimArc NV among financial and credit organizations. As the press service of the Bank  told ArmInfo, the final round will be held on November 23 in The  Hague.

ArmInfo.The Russian Federation will provide the Republic of Armenia with a new export credit of $ 100 million for the purchase of modern weapons. The draft  intergovernmental agreement was approved at a government meeting on  October 12. In accordance with the agreement, the loan will be issued  for a period of 20 years, of which the first five years at a reduced interest rate of 3% per annum. 

ArmInfo.Ardshinbank offers better terms on loans for entrepreneurs and legal entities engaged in agriculture and business. Following the new terms, one can now get a loan in AMD at an annual interest rate starting from 11.25%, in USD – from 9,75%, and in case of loans in Euro – from 9%. Loans are provided without submission of statements on financial data.

ArmInfo. Converse Bank until November 30 this year will issue Lombard loans secured by gold on improved terms.  As ArmInfo was told in the press service of the  Bank, during the period of the action it will be possible to take the  amount of up to 130% of the assessed value, but not more than 5  million drams, for a period of up to 6 months at a rate of 13-14% per  annum. Loans are provided both in drams and in foreign currency.

ArmInfo. Within  the assistance of ACBA-Credit Agricole Bank in the city of Vanadzor, Lori region, the traditional "Harvest Festival" took place, in which the  inhabitants of the region presented the fruits of the harvest collected throughout the year. This is stated in the official message of the bank.

ArmInfo.At the outgoing meeting in Gyumri, the Converse Bank Council discussed the concept of the region's development - prospects for Gyumri branches' activities and  assistance to regional entrepreneurs through investment programs. As the press service of the Bank told ArmInfo, this meeting was held on October 6.

ArmInfo. Ameriabank offers special individual approach to business development to SMEs. As the press service of the Bank explained to ArmInfo, the loan is provided  taking into account the specifics of the activities of the subjects of this sphere. This promotion is valid until December 30, 2017.

ArmInfo. Ardshinbank announces better terms on credit lines with reduced limits within salary projects. According to the new conditions, it is now possible to get a credit line up to 14 times the salary. The term of credit line has also been extended, according to which it can be repaid up to 70 months.

ArmInfo.Ardshinbank announces reduced interest rates and better lending terms for loans secured by property. Thus, the current annual interest rate on consumer loans in AMD is 14.25-19.95% without the need to submit a statement of income and 14.25-17.75% with income certificate. The interest rates on express renovation loans in USD are 12.75-17.95% without income certificate and 12.75-15.25% with income certificate, as well as 12-14.95%, 12-13.45% in Euro accordingly.

ArmInfo. The leasing company ACBA Leasing and the Renewable Energy and Energy Saving Fund of Armenia signed an agreement on cooperation to increase energy  efficiency in the non-gasified communities of Armenia.

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ArmInfo.Anelik Bank announced the start of the 2nd round of the contest "Corporate loans", within which an acceptable interest rate is offered by the client. As  ArmInfo was told in the press service of the Bank, a loan application  for participation in the contest must be submitted before October 25  this year.

ArmInfo. Another brawl occurred in the Armenian parliament - this time the Republican Party Deputy, the 70-year-old Artashes Geghamyan and the head of the  opposition bloc faction "Elk" Nikol Pashinyan agreed in hand-to-hand fight.