Ardshinbank has raised the overdraft limit for its salary cards by 10 times. The overdraft will be given in AMD and will have repayment preferences, like a grace period and monthly reduction.
According to, Ardshinbank's Retail Business Manager Artur Polazyan, they give high priority to salary cardholders and regularly offer them new services. Ardshinbank is in the top five as to the number of issued cards and card services.
According to ArmInfo's Armenian Banks in Card Business bulletin, as of Oct 1 2014 Ardshininvest had over 180,000 active cards (2nd rank among Armenian banks), of which 30% were salary cards and 10% pension cards. In Jan-Sept 2014 the amount of the bank's card transactions totaled 82bln AMD (3rd rank), including 68bln AMD in ATM transactions.
Ardshininvest has 183 POS-terminals and 97 ATMs.