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 Пятница, 18 Апреля 2014

Гаянэ Исаакян

В банковской системе страны Банк ВТБ (Армения) входит в TOP-3 по розничному бизнесу

В банковской системе страны Банк ВТБ (Армения) входит в TOP-3 по розничному бизнесу

 Банк ВТБ (Армения) по итогам 213 года входит в тройку лидеров банковской
системы РА по розничному бизнесу. Как отметил на пресс- конференции 18 апреля
генеральный директор- председатель Директората Банка ВТБ (Армения) Юрий Гусев,
банк за минувший год на две ступени улучшил позиции по вкладам физических лиц,
заняв второе место. При этом доля банка на рынке привлечения депозитов
физических лиц возросла с 9,6 % до 10,9 %. Относительный прирост средств
физических лиц в 2013 году составил 39,9%, достигнув 101.6 млрд. драмов.


Банк также сохранил за собой второе место
по розничному кредитованию. Объем кредитов, выданных физическим лицам,
увеличился в годовом выражении на 35,5%, 
составив 88.1 млрд.  драмов. Доля
банка на рынке розничного кредитования достигла 
14,8%.


"Работа банка в розничном бизнесе в
2013 году была направлена не только на рост депозитного и кредитного портфелей
и повышение эффективности реализации розничных услуг, но прежде всего, на
усовершенствование розничного продуктового ряда, развитие альтернативных
каналов продаж и повышение качества обслуживания клиентов. В минувшем году
банк  продолжил агрессивную экспансию в
различных сегментах розничного бизнеса и улучшил свои позиции на рынке
розничных услуг населению",- отметил Ю.Гусев.


По его словам, в 2013 году банк пополнил
линейку продуктов и услуг: были разработаны и внедрены новые виды дистанционных
банковских услуг, созданы зоны самообслуживания клиентов в большей части
филиальной сети посредством размещения платежных терминалов в филиалах банка,
реализованы выпуск и обслуживание международных карт MasterCard, запущены карты
моментальной выдачи VISA Instant issue. В 2013 году был оптимизирован процесс
открытия банковских/карточных счетов и депозитов для клиентов, имеющих ID карты
РА методом автоматического считывания клиентских данных с ID карты. Также
Банком ВТБ (Армения ) в минувшем году была запущена беспрецедентная в Армении
услуга - международные переводы с карты на карту посредством всех банкоматов банка.
Совместно с международной платежной системой VISA были проведены 2 кампании,
стимулирующие безналичные платежи по картам, "Лето с ВТБ" и
"Олимпийская кампания Сочи 2014" .



ЗАО "Банк ВТБ (Армения) стало участником
международной финансовой группы ВТБ в апреле 2004 года. В настоящее время
второй по величине в России ОАО Банк ВТБ владеет 100% акций Банка ВТБ
(Армения). Банк традиционно входит в число лидеров банковской системы РА по
основным показателям. Банк владеет самой крупной филиальной сетью в стране,
насчитывающей 67 подразделений с охватом всех областей Армении. В банковской
системе Армении Банк ВТБ (Армения) удерживает 
лидерство по числу активных карт (свыше 285 тыс. шт), обслуживая
локальные карты ArCa, выпуская и обслуживая международные карты Visa, а также с
конца 2013 года приступив к эмиссии международных карт MasterCard. По числу
пенсионных карт банк также удерживает лидерство (свыше 70 тыс. шт.) с момента
их внедрения на армянском рынке. 

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