Thursday, July 19 2018 10:22

Ardshinbank offers large business loans on low interest rates to SMEs  and farmers 

Ardshinbank offers large business loans on low interest rates to SMEs  and farmers 

ArmInfo.Ardshinbank offers business loans to SMEs and farmers at an interest rate starting from 8% per annum, with a maturity of up to 15 years, up to 100 million  drams, the press service of the Bank informed ArmInfo.

According to the source, depending on the claimed loan amount, it may  be approved without a financial analysis of the client's activities,  without a certificate of income and without collateral.  These loans  can be issued in all branches of Ardshinbank both in Armenia and in  the Republic of Artsakh. This credit product is available to legal  entities and private entrepreneurs - residents of Armenia and the  Republic of Artsakh, engaged in SMEs and agriculture.

More details on the terms of the proposed business loans are  available on the official website of Ardshinbank under the link  https://bit.ly/2yMuqRb

According to the Financial Rating of Armenian Banks prepared by  ArmInfo as of April 1,  2018, Ardshinbank is in TOP-3 by the main   financial indicattors. The banks loan investmetns totaled 412,3 bln   drams ($858,9 mln, the 2nd place) with 14,1% y-o-y growth. The volume  of crediting by the bank of the agricultural sector exceeded 4.4  billion drams ($ 9.2 million) with significant y-o-y growth. In the  SME sector, Ardshinbank's credit investments made up 73.2bln AMD ($  152.5mln, 4th position) or 18% of the loan portfolio of the bank. In  the total volume of SME lending on the banking market, the share of  Ardshinbank reaches 11%, and in total agro-loans - 3%.Ardshinbank  completed the first quarter of 2018 with a net profit of  2.2 billion  drams ($ 4.6 million, the 2nd position), with an annual  growth of  76.3%. In terms of loan proceeds, the Bank holds the 2nd position,  ensuring their share in total revenues at a level above  44%.

To recall, Ardshinbank was founded in 2003. The majority shareholders  of Ardshinbank are Arins Group LLC (renamed OOO Center for Business  Investments) on January 1, 2018 with a stake of 67.97% and CJSC    Industrial and Financial Corporation REGION - 29.52%.  Ardshinbank is    the second largest bank in Armenia, having one of the largest branch   networks, consisting of 63 subdivisions. Ardshinbank is the only    private institution in Armenia that has been assigned ratings of two    international rating agencies (Moody's and Fitch) equal to Armenia's    country rating.

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